Start with live rate monitoring 20 to 30 minutes before visiting a branch. This gives a realistic baseline and helps detect sudden market moves.
Check at least two licensed branches and compare the final amount, not only board numbers.
Confirm whether the posted rate applies to your note condition and transaction size.
Ask how often rates are updated during peak hours so you can avoid stale quotes.
If you exchange a larger amount, request a quick reconfirmation right before counting begins.
Always verify the printed receipt before leaving the counter.